The Disciplines of CRM

Introductionthe overall level of sales of furniture in the US
market six months in advance.  Through “data
In 2000, the following prediction was made by IDCmining” of data on many industries that it
and reported by PR Newswire:purchased and obtained from publicly available
“According to the CRM Market Forecast andsources, the company’s statisticians (the data
Analysis prepared by IDC, the world's leading providerminers of their day) figured out that the strongest
of information technology data and analysis, the totalpredictor of furniture sales six months in the future
CRM market will reach $12.1 billion by 2004,was the current month’s national, regional and
representing an annual growth rate of 29.9%.”(1)local new car sales figures.  The relationship was a
Hindsight is such an eye opener and although wenegative one.  That is, the lower the car sales were
have not completed 2009 data, it is highly unlikelyfor the current month, the higher furniture sales
that the customer relationship management (CRM)would be in six months.  Armed with these data
market will reach anywhere close to $12.1 billionproperly interpreted, Lane consistently make the right
dollars in 2009, much less 2004.  In a recent studymoves about what to stock in inventory, when to
available by Gartner Group it was concluded thatbuy other companies with excess supply or capacity
“Most CRM initiatives fail to deliver the expectedand when to advertise to a receptive market.  Lane
value because enterprises have not mastered thisused data that would comprise part of a
rapidly evolving business competency at a strategiccomprehensive and well thought out CRM system,
level.” (2) reported in 2003 that in 85% of allbroadly defined, as a predictive tool that gave it an
cases, CRM users could not show any quantifiable“insight advantage” over their competitors. 
results and 12% of all CRM installations wereBy Lane feeding this data analysis to employees and
complete failures (3) CRM is extremely challengingmanagers, their sales force had the intelligence to
and to justify CRM’s multi-billion dollar price tagknow when to hit the pedal pushing sales with
users of CRM will need to treat CRM as both aadvertising and sales force expansion and when to hit
“discipline” and as a predictive tool.the brakes with their sales efforts.  This information
CRM in the Beginning and “Middle Ages”was critical to a company like Lane, because it could
Customer Relationship Management is as old asnot get customer level data that allowed it to predict
business itself.  Legend has it that Herbert Marcus ofwhich customers would be buying furniture in the
Neiman Marcus once said, “There is never a goodnext six months or allow it to predict, using customer
sale for Neiman-Marcus unless it's a good buy for thelevel data, how much furniture would be bought in
customer.”  In order to understand the currentthe aggregate in the coming six months.
shortcomings of CRM, we need to evaluate theConversely, EMC, the data storage company, is able
strengths of previous incarnations of CRM systems. to get significant customer level data.  EMC gets the
One story from what some of us would consider theproposed IT budgets of some of its major
Middle Ages (the 1960’s), regarding CRM willcustomers three years in advance.  This allows EMC
show how history puts the capacities of CRM todayto know, or at least accurately predict, exactly what
to shame.  Consider this case analysis from theeach of its major customers is planning for IT and
personal observations and experience of one of thestorage requirements over the next three years. 
authors:This gives EMC a strong advantage over other data
The setting is a shoe department in a largestorage companies who are not able to get their
successful retail store of upscale clothing.  Therehands on such intelligence from their customers. 
were no computers.  The store had no electronicAnd, while Wal-Mart does not ask for any data from
databases.  Inventory was taken on paper.  Theits shoppers, it demands huge amounts of data from
salespersons kept small notepads which hadits “real customers,” the vendors who think
information on their best customers.  The notepadsthey are selling to Wal-Mart, but who are actually
included rudimentary information including name,buying a sales opportunity from Wal-Mart.  Both EMC
address, phone number and shoe size.and Wal-Mart have significant market power. Lane
Every few weeks a new style of shoes wouldhad great statisticians analyzing national sales data
arrive.  The shipments of 36, 48 or 64 pairs of afrom every conceivable vantage point, well before
style only included a few pairs per size/width in orderother furniture companies were contemplating
to allow the shoe to stock as many styles asaugmenting their sales force with national level sales
possible.  When the shoes came to the store, thepredicting analysis.  CRM augments the sales force
shoe salespersons, who had state of the artwith predicting analysis.
customer relationship management systems in theirCRM Today
little notepads, did the following:CRM today is about tracking and analyzing explicit
- They studied the product (often they were notinformation about current customers and sales
told in advance what was ordered by managementprospects. The software products require a hard
or when it would arrive)cash investment and significant time, as shown
- They looked over their list of customers in theirabove, which must be budgeted accurately over
little notebooksseveral years.  Unlike many other software
- They decided which customers from their list mightproducts, CRM software needs to be deployed in a
like this pair of shoesrigorous, disciplined, coordinated manner to achieve
- They pulled the size from the shelf (or even pulledany promised potential. The collection of data and the
it while the shoes were still in the carton from thestorage of such CRM data are not beneficial unless
factory or shipper and before the shoes were putthe data collected are accurate and the right data,
into “inventory’)collected at a reasonable cost, analyzed diligently,
- They called the customer and told them about thereported in a clear and timely manner, and kept
shoes and asked if they could personally deliver thesecret from the competition.  The value of the CRM
shoes to their housegenerated data is like the value of any intelligence the
- They put a slip of paper with their own name on itCIA might get.  The data and their analysis are
in the place where the shoe would go into inventoryworthless unless one has the capability to develop
that stated that the shoe was beingand execute winning strategies based on the data
“shown” to a customeranalysis.
- They did not charge the shoes at this time to theThus, an organization must, at the outset of
customerconsidering using a CRM system, decide whether the
- They drove the shoes to the customer and leftmain goal of the CRM system is to guide future
them there for a few daysbehavior of the employees of the organization to
- They called the customer and asked if theshape the future (increase sales, number of satisfied
customer wanted the shoes and if she said no, theycustomers, number of new leads generated, reduced
arranged to pick up the shoes the next day.  If theturnover of key sales personnel, etc.) or to predict
customer said, yes, they asked if the customerfuture sales so that the company can position itself
wanted to put the shoes on “lay-a-way,”appropriately to meet the expected demand.  For a
pay cash, or charge the shoes to the company creditCRM system to provide both types of services
account (This was before the days of bank credit(predicting the future and helping shape the future)
cards).to a company or large non-profit a huge undertaking
- Then, the shoe salespersons either booked the salemust take place and one that understands that these
or put the shoes back into inventorytwo uses of CRM are separate.  Using CRM in both
That was CRM in the 1960’s.  Now you can seeof these ways at once, (predicting and shaping the
one reason the CRM of today is greatly inferior tofuture of sales for the organization) may even
the CRM of the 1960’s.  The CRM of therequire separate, but integrated planning teams to pull
1960’s was all about direct service.  Today, it isoff this type of “daily double.”
more about management analysis.  Analysis does notCRM – At Midlife
sell anything, never did and never will.  Service sells. Once a CRM system has been implemented and is
Analysis can predict what will be sold, but in thebeing used with some success in an organization,
1960’s it was very rare to be able to dothere is no “cruising.”  Like in car racing,
predictive analysis with customer data, especiallythere are walls and opportunities to crash at every
individual customer data, since it was impossible toturn.  Once CRM has reached a midlife, which may
compile the data or run mathematical formulas on thebe three years from conception and two years from
data.the original implementation of a major CRM package,
While this 1960’s CRM system was great inthe entire CRM software and processes need to be
terms of service, it had severe shortcomings,reassessed.
especially from management’s perspective. Some companies at this stage have run utilities to
First, only the salesperson was deploying CRM. clear fields of certain data within a CRM database and
Management had no idea what was going on at thestart over in the clean collection of such data
customer interface level.  Second, management didbecause of misunderstandings and changes around
not use the knowledge of the salespersons in figuringthe definition of a given field. Certainly user defined
out what shoes to order, since in the 1960’sfields are the most susceptible to miscommunication
management did not ask the salespersons what kindsand are important to check, but other fields can also
of shoes their customers wanted or in whatbe interrupted differently by different people. There
quantity.  Third, the retail store level management,is a tendency of data to become more and more
above the shoe department level of management,corrupted and inaccurate as the process gets older
was totally clueless about the knowledge the salesand employees learn how to cut corners and cut the
people had and thus, they could never predictdata input costs of the onerous system.  Without
accurately what the sales figures would be for therigorous oversight over data input, a CRM system
shoe department in upcoming months for particularcan easily go awry and lose its power either to
styles of shoes.predict the future or help a company use this
This led to substantial waste and when shoes couldstrategic intelligence to shape the future.
not be sold, even at half-off sales prices, they wouldCRM - Examples of the State of the Art
be jobbed out at less than 10 cents on the dollar ofHallmark used its CRM system to track credit card
their cost.  And, at the corporate level, above thepurchases by shoppers.  When a shopper purchased
retail store level, no information from a CRM systema product on March 15th of any given year using their
like this was of any use in determining how tocredit card, this purchase was recorded. In the
allocate resources across stores.  All in all, while thisfollowing year as March 15th approached a note was
CRM system was great for the shoe salesperson andsent to the customer thanking that shopper for last
their lucky customers, it was useless foryear’s purchase. This note gave Hallmark an
management in making buying and financial decisions. additional sales opportunity to offer similar products
And since all of the information in this CRM systemto that specific shopper using appropriate timing.
was in the heads of the salespersons and their littleMany people who shop at Hallmark have annual
notepads, it was what we call “wetware,”needs to purchase date sensitive gifts. This predictive
that knowledge that exists only in people’smodel allowed Hallmark to predict these annual buying
minds.  (Wetware is the grey matter between oursprees as well as help push potential customers into
ears).  No surprise, then, that when the salespersonthe actual customer category.  This system of CRM
left the company, the customers followed theshows a thorough understanding of both uses of high
salesperson to the next shoe store.level CRM systems using easily available customer
From Wetware to Softwarelevel data.
Another example of using customer level data
One of the goals of the current versions of CRM isincludes a large insurance company that had a
to change valuable customer related data fromcorporate rule preventing customers from changing
wetware to software and from software toagents. This rule was developed to avoid fostering a
corporate knowledge. This knowledge can only nowculture where there was competition among
exist in a written, stored, accessible and analyzableinsurance agents within the same company over
format that allows management and the sales teamscurrent clients.  This insurance company was
to use it to understand more fully the past andextremely good at cross reference data. Then they
current business environment and to shape andhad a need to review “failure to renew”
predict future business results.  CRM today is sorates when they noticed that their renew rate trend
much more than the tool that one buys off the shelfwas way below industry norms. The company looked
or the tool that one develops using expensivethrough its CRM data to find any relationship it could
software consultants who integrate it into anto understand more fully why customers were
enterprise wide data collection and analysis system.leaving their agents and buying insurance with another
CRM software when used properly helps create acompany.  The company found, to its great surprise,
playing field for good business practices.  In orderthat the best predictor of whether a customer would
for CRM to be an integrated part of a veryrenew or not was the age difference between the
successful business model it requires serious players,customer and the agent.  The wider the age
just like any other winning game played at thedifference, the more likely the customer would not
professional level. This human component needed torenew the policy.
plan, design, tweak, deploy, organize and analyzeArmed with this knowledge, the insurance company
CRM software and generate data requires a discipline.then developed a number of new policies. These
CRM systems can never be just anpolicies were sensitive to age discrimination laws and
“add-on.”  Management’s involvement inwere designed to find the best ways for the
bringing a CRM software system to a company, orcompany to match customers and agents of similar
large non-profit, must start well before any “goages. This newly found knowledge also supported
no go” decision is made to buy the softwarecreating age specific marketing messages and
tool.  Management must understand what it takes tomarketing placement based on age specific niches.
use technology to increase profits and change theCRM - Uses beyond Tracking and Promoting
business paradigm. Months before the decision toPredictive Capability
integrate a CRM system is made, management mustFor large companies, millions of records can be
agree on the exact results it wants the CRM systemprocessed in the blink of the eye and sophisticated
to produce.  Management must quantify theseanalytical formulas can be run in mere seconds.
results.  Management must know exactly where itStorage and retrieval technology including data
wants the company to expand sales. Managementwarehousing and OLAP routines are providing analysis
must know exactly what the company’s niche ison a daily basis to companies with offices or stores
or will be.  Management must carefully carve out theall over the world. Newer technologies are moving to
description of the most ideal customers, thoseinstant or real time analysis.  Data access at remote
customers worthy of tracking and analyzing throughlocations and 24x7 time frames now yield insights at
a CRM system.an ever accelerating rate.  Technology is now
Thus, a CRM system, in the planning stage, must beavailable so that years of data properly analyzed can
based on accurate answers to such key questions as:yield patterns and trends that were not available to
- Who can best benefit NOW from the special skills,the human mind just a decade ago. Such patters are
services and products that the company has tobeing used in the music industry to predict hits and
offer?are especially important when a sales period for a
- What is the best way to approach them?product can be merely months, if not weeks. 
Defining Your Customer – The Key QuestionsFewer mistakes are being made in predicting sales
Who are your ideal customers? Who are your idealforecasts by the state of the art firms because of
prospects? How big and numerous are theseCRM technology. This is the true potential of state of
customers or prospects? How many offices do thesethe art CRM systems -- forecasting based on years
customers or prospects have? What is theof pattern and unknown, but predicted variables.
management team’s style? When were they last
in the press? Do you get their company newsletter?
Who are their customers and what products do they
offer? What are their pain points? What are theirCRM as a Discipline
business goals? Who is their ideal customer? WhatIt is well known that the development of every hour
does their strategic plan (either written or still stuck inof stand up training or education, properly done,
wetware) suggest they will buy from you in thetakes 40 hours of development time.  And for
foreseeable future?e-learning systems properly created, (not talking
Training – The Key Questionsheads or simple PowerPoint or word presentations
that offer little over giving a student a book), it
What training and appreciation for CRM will betakes 125 hours of development time for each hour
required by our sales persons and management inof an e-learning presentation.  This is the discipline
order to maximize the likelihood of a CRM systemthat is behind state of the art training.
implementation contributing positively to theA similar level of discipline must lie behind each CRM
organization’s bottom line?  How will our salesapplication.  CRM is an easily corruptible, hard to
persons, armed with this system, know how tomaintain, focused approach to information gathering
approach a client or potential client and bring back theand analysis.  CRM can have opponents who will
data we need find to put into the CRM system andactively seek to destroy not only its value within a
at the same time do what it takes to close thecompany, but its entire basis for validity.  It will
sale?  How will the added duties of putting allcause dissention within every organization that tries
potential clients and their data into our CRM systemto deploy it.  And, unless an organization is capable
impact our employee’s workload and how canof mustering and sustaining the discipline to spend
we prevent it from overwhelming them?  How willmillions and wait for months or even years to see
the need required by many CRM systems for all ofpositive results, then high level CRM software may
our employees to log all sales and service be met?not be right at this time for your organization.
What about related scheduled appointments,CRM's Potential Impact on Users
impromptu meetings, input written comments on allWhen purchasing a CRM system beware of the
appointments and the “status” of all clients“OBNU” phenomenon – “Owned But
and potential clients?  How will all of this new dataNot Used.”  There may be numerous elements
entry work impact the “real job” of sellingof any CRM system that are irrelevant to your
and servicing the client or prospect?  How do weorganization;  however, OBNU is a warning sign that
get the “buy in” of all key users of theyou may be buying more horsepower than you will
system?  How do we insure that the system rapidlyever use.  A court recently upheld a $50,000 license
dispenses information to all key users that is a 5x orfee charge by PeopleSoft to a customer who never
10x return on the time, energy and pain that a CRMopened the software or installed it and informed
system causes them to deploy in the name ofPeopleSoft a day after the software arrived that it
“working for the system”.did not meet its needs.
How do we properly train employees to use andPlans for CRM systems must be comprehensive. 
benefit from the CRM system and what is the rightThey must chart the move of every person in the
budget for this training? How will the CRM systemorganization who will touch or will be touched by the
we deploy compare with the system ourdata going in, the information coming out and the
competitors will be using in six months or a year? customer who is the ultimate beneficiary of such a
How will our customers be impacted if we ask themsystem.  In fact, each CRM system must have the
for significant data for input into our CRM system?customer’s interests in mind.  It does not do
Will our customers or clients require training and doesany good to identify the customer who might buy
our company have either the market power orthe shoes as soon as they arrive at the store, if
relationship capital to get our customers to complythere is not a salesperson or delivery service able to
with our requests rather than merely going to aget the shoes to the customer’s house the
competitor with less onerous “customersame day as the phone call comes from the
requirements?salesperson.  Without a marriage of a customer
CRM – Data Requirementsservice system to a customer relationship system, a
It is essential for an organization planning to use acompany could easily have great insights and no
CRM system, to determine exactly what dataability to act on them with the speed required in our
constitute the most important inputs into the CRMfast-paced world today.
system.  The answers to this question will varyConclusion
across industries, companies, customer sub-segments,There are success stories to CRM system
and salespersons. The answers will also vary acrossimplementation. CRM Software is but a tool and the
products that have different sales cycles and requireimplementation and use of a good tool is as
different sales approaches.important as good equipment in any professional
For example, one of the authors learned some timeendeavor. As with most endeavors, this particular
ago that the Lane Furniture Company in thetool requires a total immersion from management
1960’s used a unique analytical system to predictdown through all the players on the team and a
future sales of furniture.  With its stable and growingdiscipline that produces winning results.
market share, the Lane Company needed to predict